Thinking about for credit card processing?

Sep 27, 2011
Posted by: Small Farm Central

We've had a lot of inquiries over the past few days about using for credit card processing on Small Farm Central sites. It's great to hear the interest, but we need to put a little bit more information out there about the advantages and disadvantages of using this advanced checkout option.

Some items to consider:

  • This is a full-blown credit card processor that requires a merchant account with a bank.
  • There are monthly fees that charges (in the range of $40/month).
  • You may get rates as low as 1.7% for some credit cards (such as a standard VISA card), but it is not as simple as that. Each card will have a different rate; it can be as high as 3.5% in some cases (such as American Express). These rates are negotiated with your bank and we cannot guarantee any rates.
  • You can use the same account for ecommerce payment processing as for Member Assembler.
  • As a rule of thumb, if you are doing less than $50K per year of credit card processing, Paypal is still a better option as far as your rate per transaction.
  • Customers will never leave your site to make a payment when using; all credit card numbers are sent securely through SSL encryption.
  • It takes time to set up an account and get a merchant processing account with your bank. Be prepared for a little bit of education on credit card processing as you are evaluating your options -- of course we are there to help when you have questions. Expect a minimum of 7-10 days to get everything set up.
  • Once you have a merchant account and an account, you can easily take payments through an online terminal or even get set up to have a swipe machine at your farm stand.

For the right farm, is a great option, but it is important to remember that there are some extra costs and extra set-up time. Contact us to get started with For more info read the following help docs:

Further documentation:
-Paypal vs. price comparison for Member Assembler
-Checkout options explained


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    2 years 18 weeks ago
  • @AmyinOregon oh, neat. Glad you like them.. more coming soon!
    2 years 19 weeks ago